Adding Dependents

Your request must be submitted during the opt-in period in which you begin your studies for that academic year:

Students starting in September (12-Month Policy term)
Enrolment Period: August 15 - September 25

Students starting in January (8-Month Policy Term)
Enrolment Period: December 15 - January 25

Students starting in May (4-Month Policy Term)
Enrolment Period: April 15-May 25
No dental coverage is available during this term.

Students starting in July (2-Month Policy Term)
Enrolment Period: June 15-July 25
No dental coverage is available during this term.

Students wishing to enrol (opt-in) dependents must submit an application each academic year.

All policies have the same termination date of August 31.

Dependents are enrolled into the same plans as students:

1. SMUSA International Basic Health Plan

2. SMUSA Extended Health Plan*

3. SMUSA Dental Plan*

*Please note, in order to be added to the Extended Health and/or Dental plan, dependents MUST:

1. hold active provincial health coverage (known as MSI in Nova Scotia)

2. or be actively enrolled on the SMUSA International Basic Health Plan.

During the opt-in (enrolment) period, students can access the opt-out form electronically on the Student VIP website here.

You need to create an account and sign in to access the form.

If you have issues, please contact healthplan.smusa@smu.ca

If you are looking for coverage for non-immediate family members (parents, siblings, grandparents, etc.) or for visiting friends, you may purchase the Visitors to Canada Plan through Student VIP.

More information can be found here.

If you are a dual citizen, you may need to opt-in to the Basic Health plan due to the way your registration status appears in Banner.

Please contact healthplan.smusa@smu.ca during the opt-in period to determine if you have active coverage or need to opt-in.