Adding Dependents
Adding your Spouse, Common-Law Partner, and/or Children
Fall Enrolment (Opt-In) Period (open until September 25, 2026)
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Fall Enrolment (Opt-In) Period (open until September 25, 2026) 〰️
Opt-ins are only available for students looking to add dependents to the plan(s).
Students on the plan may enrol their spouse, common-law partner, and/or dependent children onto the benefits for an additional fee during the appropriate opt-in period.
A dependent opt-in form needs to be submitted each academic year.
Opt-in requests DO NOT roll over into the next academic/policy year.
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Your request must be submitted during the opt-in period in which you begin your studies for that academic year:
Students starting in September (12-Month Policy term)
Enrolment Period: August 15 - September 25Students starting in January (8-Month Policy Term)
Enrolment Period: December 15 - January 25Students starting in May (4-Month Policy Term)
Enrolment Period: April 15-May 25
No dental coverage is available during this term.Students starting in July (2-Month Policy Term)
Enrolment Period: June 15-July 25
No dental coverage is available during this term.Students wishing to enrol (opt-in) dependents must submit an application each academic year.
All policies have the same termination date of August 31.
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Dependents are enrolled into the same plans as students:
SMUSA International Basic Health Plan
SMUSA Extended Health Plan*
SMUSA Dental Plan*
*Please note, in order to be added to the Extended Health and/or Dental plan, dependents MUST:
hold active provincial health coverage (known as MSI in Nova Scotia)
or be actively enrolled on the SMUSA International Basic Health Plan.
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During the opt-in (enrolment) period, students can access the opt-out form electronically on the Student VIP website here.
You need to create an account and sign in to access the form.
If you have issues, please contact healthplan.smusa@smu.ca
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If you are looking for coverage for non-immediate family members (parents, siblings, grandparents, etc.) or for visiting friends, you may purchase the Visitors to Canada Plan through Student VIP.
More information can be found here.
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If you are a dual citizen, you may need to opt-in to the Basic Health plan due to the way your registration status appears in Banner.
Please contact healthplan.smusa@smu.ca during the opt-in period to determine if you have active coverage or need to opt-in.
(2026/2027)
Enrolment Fees for Dependents
Dependent fees are added to your student account and payable to the university directly by the deadlines they set.
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Fees include Student fee +1 dependent:
Basic Health = $2,994
Extended Health = $640
Dental = $310
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Fees include Student fee +2 dependents:
Basic Health = $4, 491
Extended Health = $680
Dental = $350
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Fees include Student fee +3 dependents:
Basic Health = $5,988
Extended Health = $730
Dental = $400
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Fees include Student fee +1 dependent:
Basic Health = $1,994
Extended Health = $428
Dental = $208
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Fees include Student fee +2 dependents:
Basic Health = $2,991
Extended Health = $458
Dental = $238
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Fees include Student fee +3 dependents:
Basic Health = $3,988
Extended Health = $498
Dental = $278
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Fees include Student fee +1 dependent:
Basic Health = $1,010
Extended Health = $214
Dental = Not available this term.
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Fees include Student fee +2 dependents:
Basic Health = $1,515
Extended Health = $234
Dental = Not available this term.
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Fees include Student fee +3 dependents:
Basic Health = $2,020
Extended Health = $264
Dental = Not available this term.
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Fees include Student fee +1 dependent:
Basic Health = $508
Extended Health = $108
Dental = Not available this term.
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Fees include Student fee +2 dependents:
Basic Health = $762
Extended Health = $162
Dental = Not available this term.
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Fees include Student fee +3 dependents:
Basic Health = $1,016
Extended Health = $216
Dental = Not available this term.
Students looking to enrol 4+ dependents must contact healthplan.smusa@smu.ca for pricing and enrolment.
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